Okonakono lwonkalo yoshiketha 'Pause Namibia Microfinance Partner' moNamibia
'Pause Financial Services CC', ndjoka ya tseyika nawa ongomuunganeki gwoshimaliwa shomikuli oodhevi moNamibia, oya totwa e taya pitikwa kOshikondo shOmaunganeko gOshimaliwa moNamibia (NAMFISA) ongomuunganeki gwaashoka iha kutha iimaliwa miiketha. Nonando oomvula dhetotepo lyasho kadhi shi nawa kuuyelele wopauyelele, opo odhi li ashike dha pitikwa okuza mu2023. Oshiketha shika ohashi longo ongomuunganeki gwoshimaliwa gwoshimaliwa sha yooloka, tashi gandja omikuli oodhevi dhaashoka tashi pulwa kaantu mboka haya mono iipala yawo yomwedhi, kaatotomona iilonga iidhevi, naantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa kombanda yompumbwe. Omukalo gwiilonga yawo ogwa pitilila mokuungaunga nendululo lyomikuli pwaana uupyakadhi, oondjambi dha yela, nuukeka wefutilo lyomikuli.
Oshiketha shika osha kwata ombuto moNamibia, tashi longo okugandja omayakulo gasho kaalongithi aayendji. Oshilonga shawo osha simana komahupitho ga Namibia, pakuunganeka omikuli kaantu mboka inaya gwanithwa po komaunganeko gopaife. 'Pause Financial Services' oya totwa komuhona gwayo gwiilonga (CEO) pamwe naawunganeki yamwe yopaumwene, ihe oomadhina dhawo inadhi tseyithwa nawa. Okwa tegelelwa kutya omuunganeki Connor Estrada oye omupenduli gwiilonga moshiketha shika. Nonando osho, oongeshefa dhawo odha uka koshipala mokuungaunga naalongithi, tashi opalele iilonga yasho momahupitho gaNamibia.
Omayakulo Geeliko nOmikuli dhaapilamaliwa
'Pause Namibia Microfinance Partner' oha gandja unene omikuli oodhevi dhaashoka tashi pulwa. Omikuli dhika odha pangelelwa okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi, tashi kwatha ngaa pakuungaunga noompumbwe dhaalongithi. Omukuli gwasho ogwa yooloka okuza puN$400, lwahugunina puN$30,000. Oshimaliwa shika osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi. Oshinima oshimwe osha simana kutya omikuli odha gandjwa pwaana egeelo, ndjoka tayi kwatha aalongithi mboka kaye na egeelo lyokugandja.
Oondjambi dhomikuli nUukeka wefutilo
Nonando oondjambi dhomikuli kadhi shi nawa kuuyelele wopauyelele, 'Pause Financial Services' oha gandja oondjambi dha yela. Efutilo lyomukuli olya yooloka okuza komwedhi gumwe (omukuli gwaashoka tashi pulwa) sigo omihedhi ihe tanu. Oshinima osha simana kutya omukuli oha futwa nawa, nuukeka wefutilo owa kwatha nawa aalongithi. Oondjambi dhetotepo lyomukuli nokuungaunga nadho kadhi shi nawa kuuyelele wopauyelele, ihe okwa tegelelwa kutya oondjambi dhokuhulitha omukuli odha gwanithwa po. Okuungaunga neshashapalo lyomikuli osha simana, oha gandja oondjambi dhokuhulitha omukuli pwaana uupyakadhi.
Oshiketha shika osha kwatha aalongithi aayendji, unene mboka haya mono iipala yawo yomwedhi naatotomona iilonga iidhevi, pakuunganeka omikuli oodhevi. Oha gandja oondjambi dha yela nokuungaunga nendululo lyomukuli pwaana uupyakadhi. Oha gandja wo oondjambi dhokuhulitha omukuli pwaana uupyakadhi, tashi kwatha nawa aalongithi. Okuungaunga nadho oha kwatha wo aalongithi mboka kaye na egeelo lyokugandja.
Endululo lyomukuli nEkanitho lyoshimaliwa
Omukalo gwendululo lyomukuli ku 'Pause Namibia Microfinance Partner' ogwa uluka nawa, tashi kwatha aalongithi okugandja omapululo gawo pwaana uupyakadhi. Aalongithi otaya vulu okuungaunga nendululo lyawo pwaana uupyakadhi, okupitila komikalo dhili ndatu:
- Kopainternet: Okupitila koshitaalela shoshiketha shoka shi li pause.com.na.
- KuWhatsApp: Okupitila komuvalulwakalo gwopaWhatsApp +264 81 623 0245.
- Keemeyili: Okupitila keemeyili [email protected].
- Komahala goongeshefa: Komahala goongeshefa okapumbwa okuza pomahala gawo omugothi moNamibia.
Oshinima osha simana kutya aalongithi otaya pumbwa okukala ye na oomvula 21 nodhilonda, okuunganeka oshipapa shawo shomadhina (ID), uuyelele womono lyoshimaliwa shokukala ye na iimaliwa kombanda yompumbwe, nuuyelele womanyenge gawo. Endululo lyomukuli oha li pitikwa pwaana uupyakadhi moowili 24, ngele uuyelele awuhe owa gwanithwa po. Okuungaunga nomikuli oha li ningwa pwaana uupyakadhi, tashi kwatha aalongithi okukala ye na iimaliwa pwaana uupyakadhi.
Omikalo dhokufala oshimaliwa nokuunganeka
Oshimaliwa shomikuli oha shi falwa okupitila komikalo dhili ndatu:
- Okupitila mekandjo lyoshimaliwa komuunganeki gwoshimaliwa (bank transfer).
- Okupitila koshimaliwa shokukala ye na iimaliwa kombanda yompumbwe (e.g., MTC Mobile Money).
- Oshimaliwa shokukala ye na iimaliwa kombanda yompumbwe (cash) komahala goongeshefa.
Oshiketha shika oha shi longitha omikalo dhomanyenge dhedhigu pwaana uupyakadhi, tashi kwatha aalongithi okukala ye na iimaliwa pwaana uupyakadhi. Oha shi longitha wo oomisaapula dhomanyenge, okumona aalongithi mboka inaya futa, nokuungaunga naalongithi mboka inaya futa oshimaliwa shawo. Oshiketha shika osha kwatha wo aalongithi mboka kaye na egeelo lyokugandja.
Nonando oshiketha shika kashi na ohangiko yetananga lyopaushitwe (mobile app) ya yooloka, aalongithi otaya vulu okuungaunga nendululo lyawo okupitila koshitaalela shoshiketha shoka shi li pause.com.na, ndjoka ya pangelelwa okukala ya uka koonakukambula. Oshiketha shika osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi.
Omithika dhondjokola nUuyelele womusholondondo gwoompumbwe
'Pause Financial Services' oha longo mondjokola ya pitikwa kOshikondo shOmaunganeko gOshimaliwa moNamibia (NAMFISA) ongomuunganeki gwoshimaliwa shomikuli oodhevi, shoka sha gandjwa moMomitika dhOmaunganeko gOshimaliwa dhOmikuli Oodhevi No 7 dhomu2018. Oshiketha shika oha shi gwanitha po omithika dhondjokola adhihe, ndjoka tayi kwatha aalongithi okukala ye na omikuli dhoshikondo shondjokola shoka. Oshiketha shika oha shi gandja uuyelele woshipala shoondjambi dhawo, nuuyelele woshimaliwa shokukala ye na iimaliwa kombanda yompumbwe. Pwaana uuyelele wopauyelele wiiyandjala, oshinima osha simana kutya oshiketha shika kashi na omapaludhulo galwe gomithika dhondjokola.
Omakwatho gaalongithi nOshitopolwa shomoongeshefa
'Pause Financial Services' oha longo mondjokola ya pitikwa kOshikondo shOmaunganeko gOshimaliwa moNamibia, tashi kwatha aalongithi okukala ye na omikuli dhoshikondo shondjokola shoka. Oha gandja wo omikalo dhokukwatha aalongithi okukala ye na omikuli dhoshikondo shondjokola shoka, unene komikalo dhokupula nokuungaunga nomikuli. Oshiketha shika osha kwata ombuto moNamibia, shi li pomahala goongeshefa omugothi moNamibia, unene moWindhoek nomoSwakopmund. Osha kwathele aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi.
Oshinima osha simana kutya oshiketha shika osha simana shi kale sha uka kookuume moNamibia, ta gandja omayakulo goyendji nokusila oshisho oompumbwe dhaalongithi. Osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi. Osha kwatha wo aalongithi mboka kaye na egeelo lyokugandja, tashi kwatha nawa aalongithi okukala ye na iimaliwa pwaana uupyakadhi.
Omalalakano gaapiyaganeki nOmahongo gaalongithi yomikuli
Omaetelo gaalongithi yomikuli otaga ulike kutya 'Pause Financial Services' oha gandja omayakulo gopombanda nokuungaunga nendululo lyomikuli pwaana uupyakadhi. Nonando kape na omaetelo gaalongithi komahala gohangiko yetananga lyopaushitwe, omaetelo gopashitaalela ota ga ulike kutya oshiketha shika oha shi kwatha nawa aalongithi. Nonando oondjambi dhomikuli odha tegelelwa kutya odha londa, oshinima osha simana kutya oshiketha shika oha shi gandja omayakulo gopombanda nokuungaunga nendululo lyomikuli pwaana uupyakadhi.
Aalongithi otaya vulu okukala ye na uuyelele womikuli dhawo, okumona omakwatho gopaushitwe pwaana uupyakadhi. Oshiketha shika oha shi gandja omakwatho gopaushitwe pwaana uupyakadhi, tashi kwatha aalongithi okukala ye na uuyelele womikuli dhawo. Oha gandja wo omahongo gaalongithi yomikuli, tashi kwatha aalongithi okukala ye na uuyelele womikuli dhawo.
Omakwatho goongeshefa nOmahongo gaalongithi yomikuli
Nonando 'Pause Financial Services' oha gandja omikuli oodhevi dhaashoka tashi pulwa, oshinima osha simana kutya aalongithi otaya pumbwa okukala ye na uuyelele womikuli dhawo. Osha simana kutya aalongithi otaya pumbwa okukala ye na uuyelele womikuli dhawo, opo kaya ka ninge oompumbwe dhokuhulitha omikuli dhawo. Oshiketha shika oha gandja wo omahongo gaalongithi yomikuli, tashi kwatha aalongithi okukala ye na uuyelele womikuli dhawo.
Omahongo gokulonga kaalongithi yomikuli:
- Kala we shi dhidhilike nawa oondjambi: Kala we shi dhidhilike nawa oondjambi adhihe dhomukuli, okukwata oondjambi dhokuhulitha omukuli pwaana uupyakadhi.
- Lundulula omukuli ngoka gwali gwa pangelwa: Tala omikuli adhihe ndhoka dha pangelwa, opo wu kale we shi dhidhilike nawa oondjambi dhawo.
- Futila ashike oshimaliwa ngoka wu vulu okufutila: Futila ashike oshimaliwa ngoka wu vulu okufutila, opo wuha ka ninge oompumbwe dhokuhulitha omikuli dhawo.
- Pula omakwatho: Ngele owa ningi oompumbwe dhokuhulitha omikuli dhawo, pula omakwatho ko 'Pause Financial Services' pwaana uupyakadhi.
Omaihumbato gopaife nomahongo gaalongithi yomikuli
Oshiketha shika osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi. Osha kwatha wo aalongithi mboka kaye na egeelo lyokugandja, tashi kwatha nawa aalongithi okukala ye na iimaliwa pwaana uupyakadhi. Okwa tegelelwa kutya oshiketha shika osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi.
Omaihumbato gopaife ota ga ulike kutya 'Pause Financial Services' oha longo ongomuunganeki gwoshimaliwa gwoshimaliwa sha yooloka, tashi gandja omikuli oodhevi dhaashoka tashi pulwa. Oha gandja wo omayakulo gopombanda nokuungaunga nendululo lyomikuli pwaana uupyakadhi. Okwa tegelelwa kutya oshiketha shika osha kwatha nawa aalongithi aayendji, shi hole okukwatha aantu mboka taya pumbwa oshimaliwa shokukala ye na iimaliwa pwaana uupyakadhi.
Omahongo gaalongithi yomikuli ota ga ulike kutya aalongithi otaya pumbwa okukala ye na uuyelele womikuli dhawo, opo kaya ka ninge oompumbwe dhokuhulitha omikuli dhawo. Oshiketha shika oha gandja wo omahongo gaalongithi yomikuli, tashi kwatha aalongithi okukala ye na uuyelele womikuli dhawo. Oshinima osha simana kutya aalongithi otaya pumbwa okukala ye na uuyelele womikuli dhawo, opo kaya ka ninge oompumbwe dhokuhulitha omikuli dhawo.
